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About Fintrak Limited
Payments | Finance | | FinTech | Technology | Infrastructure | Innovation.
What Fintrak Limited Does
Fintrak Limited is a next-generation financial technology company redefining how individuals, businesses, and institutions move money, access finance, and connect globally. We build intelligent digital systems that power payments, lending, and remittance infrastructures across Africa and beyond.
In today’s digital economy, fast and reliable payments are essential. At Fintrak Limited, we provide:
Domestic and cross-border payment processing, enabling individuals and businesses to transfer funds with ease.
Electronic channel solutions (e-channels) designed to support banks, fintechs and enterprises in building secure payment architectures. For instance, our e-channel module helps reconcile electronic journal files and monitor transaction traffic.
Integration with merchant systems, mobile wallets, API-first payment gateways and payment-service providers (PSPs).
Real-time transaction monitoring, fraud detection and analytics, reducing risk and improving operational visibility.
Inter-operability across multiple payment endpoints, making it easier for clients to adopt digital payments and support financial inclusion.
Providing access to credit is one of the most powerful levers for growth, for individuals and businesses alike. Fintrak’s lending solutions include:
A hybrid loan application process: online convenience + human review, ensuring accessibility and personal attention.
End-to-end credit management platforms: from origination, appraisal, decisioning, disbursement, to monitoring and restructuring. Our Credit Risk 360 solution is a good example, integrating loan origination, collateral management, digital lending and portfolio monitoring with AI/ML.
Products tailored for retail borrowers, small-business lending, payday loans and corporate lending, all designed with responsible credit principles.
Transparent terms, reliable service, and a commitment to helping clients achieve their goals without unnecessary barriers.
In an increasingly globalised world, moving money across borders should be seamless, affordable and secure. Fintrak Limited offers:
Cross-border fund transfer services that enable individuals and diaspora communities to send and receive money with ease.
Competitive exchange-rates, low fees and fast settlement times, enhancing value for users.
Remittance-compliant infrastructure, anti-money-laundering (AML) protocols and Know-Your-Customer (KYC) safeguards to ensure trust and regulatory compliance.
Multi-channel access: mobile apps, web portals and agent networks, making remittances accessible from anywhere.
Partnerships and integrations to support global coverage and local payout/disbursement networks.
Beyond end-user services, Fintrak Limited builds and delivers fintech platforms and infrastructure that power tomorrow’s financial ecosystem. Our capabilities include:
Credit-risk and loan-management systems such as Credit Risk 360, designed for banks and financial institutions to digitise underwriting, loan monitoring and reporting.
Electronic channel and reconciliation modules, for example, solutions to reconcile failed transactions, monitor payment-channel traffic, and reduce back-office inefficiencies.
Consultancy, customisation and support services, we work closely with clients to understand their unique environment, then deliver tailored fintech solutions.
A vision for inclusive digital-banking: open architecture platforms, multilingual interfaces (English/French) and regional coverage across Africa.
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